The legal shield

Merchant of record for SaaS & AI

Code ships worldwide. Tax rules do not.

Sell in 135+ countries without opening local entities. Kelviq becomes the reseller, collects and remits tax, issues compliant invoices, and handles refunds and disputes.

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Built for global checkout, not global paperwork

Ship product. Stay clean.

SaaS AI tools Developer products Subscriptions
Invoices included Refund handling Multi-currency
REALITY CHECK

Global sales trigger local rules

Your product can sell anywhere. Your obligations cannot. The first sale in a new region can create tax, invoice, and refund duties.

Ignoring it does not remove the liability. It delays it.

See how MoR works Explore capabilities
THE SHIELD

Kelviq is the seller on record

Merchant of Record means the customer buys from Kelviq. We take on tax, invoicing, refunds, and dispute liability as the legal seller.

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CAPABILITIES

Everything your checkout needs to be global

Each feature exists for a reason: fewer surprises, fewer manual tasks, fewer legal gaps.

Global tax handling
We calculate, collect, and remit VAT, GST, and sales tax where required.
Tax at checkout
Remittance included
Clean reporting
Compliant invoices
Invoices and receipts with the right seller details and required fields.
Seller on record
Receipts included
Customer friendly
Refunds and disputes
Refund handling and chargeback workflows.
Clear process
Less loss
Less ops load
Multi-currency checkout
Customers see familiar currencies. You get payouts without managing FX.
Local currency
Single payouts
Fewer fee surprises
Reporting
Clear views for revenue, tax, refunds, disputes, and payouts.
Audit friendly
Export ready
Team ready
CAPABILITIES

From first sale to enterprise deals

The price changes as you grow. The rules do not. Kelviq helps you stay clean while you scale.

Indie
Launch global checkout without building tax ops.
Fast setup
Local currency
Invoices included
Startup
Expand into more regions without adding legal work to every sprint.
Tax handled
Refund process
Dispute workflows
Scale
Stay ready for procurement, finance reviews, and due diligence.
Reporting
Audit exports
Stable payouts
THE LEGAL SHIELD

Stop doing legal work in your sprint cycle

Kelviq handles tax, invoices, refunds, disputes, and payout reporting as your Merchant of Record.

FAQs

Merchant of Record FAQ

Everything you need to know about MoR, tax, invoices, and disputes.

A Merchant of Record is the legal seller for the transaction. The MoR charges the customer, issues the invoice, collects required tax, and runs refunds and disputes as the seller on record.

A payment processor helps you accept payments. With MoR, Kelviq becomes the seller on record and holds the liability tied to the sale.

In a typical MoR flow, the MoR handles tax collection and remittance as the seller on record for those transactions. Details can vary by region and product.

SaaS subscriptions, AI tools, and digital products delivered online. If you have a special case, talk to Sales.

Start your
software monetization.

Global tax, billing, metering, and entitlements. Ship your revenue stack in one deploy.

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